TMRW

TMRW By UOB Indonesia

TMRW empowers the digital generation with banking solutions through a smart, mobile-only app. Launched in Indonesia in August 2020 as the first mobile-only digital bank by UOB in ASEAN, TMRW offers innovative and simple solutions to help customers stay one step ahead of their finances and to have the best customer experience.

ONE STEP AHEAD

Within just one year of its launch, TMRW has helped its customers to stay one step ahead of their finances by providing:

UOB Indonesia TMRW
Fully digital onboarding process

First in Indonesia - less than 10 minutes to open a TMRW account

UOB Indonesia TMRW
City of TMRW

Build healthy saving habits through a gamified saving feature

UOB Indonesia TMRW
Customised Cashback

Choose your own cashback categories and make it yours

UOB Indonesia TMRW
Smart Insights

Take control of your money with personalised advice based on your spending and saving patterns

WIN with TMRW Savings

TMRW conducted the first ever year-long “Saving Day” campaign to encourage its customers to develop their saving habits by saving more during the payday period. The campaign, called WIN (“Waktu Indonesia Nabung”) refers to winning in life by having a good savings habit. The campaign successfully delivered a >300% increase in TMRW savings balances within six months.

Save According to Your Style

TMRW encourages its customers to find out their saving style through a fun personality quiz to choose the best product to match their saving style:
City of TMRW ("the fun savings account") or TMRW Power Saver ("the fixed deposit account"). Find out your saving style on tmrw.bz/quiz!

Talks Tomorrow

TMRW also supports financial literacy by consistently publishing easy-to-digest educational content, for instance, by approaching multiple influencers from different industries to discuss their financial struggles, and collaborating with Makna Talks, a top podcast in Indonesia, on an exclusive, four-episode talkshow.

Award-winning Digital Bank

TMRW’s success has been proven by its winning multiple notable awards:

TMRW - Alpha Southeast Asia
Best Digital Bank in Indonesia

By Alpha Southeast Asia

TMRW - Best Consumer Digital Bank in Indonesia
Best Consumer Digital Bank in Indonesia

By Global Finance

TMRW - Best Digital Bank Indonesia
Best Digital Bank in Indonesia

By International Finance

TMRW - Most Innovative Conventional Bank
The Most Innovative Conventional Bank for The Comprehensive Digital Financial Systems for Millenials

By Warta Ekonomi

Loved By Our Customers

With engaging products offering unique experiences and with several initiatives beneficial to our customers, TMRW is loved by our customers.
Check out what they say about us!

TMRW
I like the friendly and different interface on the app! I also like that the TMRW app helps to track my money. I can see transaction details and a summary of my spending.
I found it very useful!
TMRW
TMRW is a whole new banking experience! I like most that I can play a game while saving money. The more I save, the better my City of TMRW is.
TMRW
Opening TMRW account is easy and smooth and fast! I can also do bank transfer and top up e-Money free of charge, and without any requirement.

UOB TMRW is launched in Singapore now!

TMRW

Make TMRW yours!

TMRW Indonesia TMRW Indonesia
TMRW Indonesia

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